Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. These fraudsters can be dangerous and can even cause you financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
For one, ensure that you have notified companies about your stolen identity. The best thing is to always act as fast as you can. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These people are fast. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, it is possible that your card information gets compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. They deal with identity theft cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more view here for more
You also need to ensure that you file with the police. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Nobody will get your credit report even if they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten the security of your accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.