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7 Identity Theft Protection Strategies you need to Know About
Identity theft is a type of crime where people use another person’s data for deception and fraud. Identity theft can damage your credit score and this can make you not eligible for loans and mortgages. Here are some tips to help you stay safe. You are advised to read more and discover how to get your life back.
You should review your credit card and bank statements every month. This will help you know if there are any charges unexpected charges and activities or not. If you find out something you didn’t authorize, you should contact the bank. You should mark your calendar to remember to sign up for emails once the statement is ready. This is one of the safest strategies. If you click here, you will be able to learn more strategies.
The next strategy is using a strong password. Identity thieves guess people’s passwords to access important services. Some people use simple passwords due to the fact that they are easy to remember. They log in to different websites using the same password. This is risky because they can use one password to access your most important information. You are advised to prevent this by using a strong password that contains numbers, letters, and symbols.
Turn on 2-factor authentication where possible to add security. This one generates a onetime code whenever you log into the service. This adds security to your account because other people will not be allowed to log in without a code.
Another strategy is to review your credit report annually. When credit reporting bureaus send you a free credit report, be keen to ensure that there is nothing that is out of place. If there are debts that you didn’t authorize, contact the credit bureau and ask them to remove the debt.
You should also freeze your credit with credit reporting agencies. This way, no one will be allowed to request your credit or even look at it. Nobody will be able to apply for a loan or get a new credit card. You will get a pin from the credit bureau and use it to verify your identity once you decide to unfreeze it.
The next thing is picking up your mails quickly. You need to understand that thieves use the easiest ways to steal your data. They can steal your credit cards, bank statements and personal information from your mail. Pick up your mail as soon as it is delivered so nobody else can access it.
Be smart about cybersecurity. The internet can pose so many threats. You may receive emails from a fake website and enter your details thinking that it’s from a real website. Once you enter your details, they are sent directly to the scammers. Avoid clicking links from emails you didn’t expect.