Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Notably, identity fraud has been on the rise and millions of people have been victims to it. As much as it is affecting so many people, the problem may remain unsolved for much longer. In other words, it could affect you just as it has affected others. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Lucky for you, there some tips that could assist you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For starters, you will need to inform companies of the incident. It is always best if you can act as fast as possible. It will be wrong for you to sit around and wiat to hear about fraudster activities. These people are fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With the issue of account takeovers, it is easy for your card to get compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
Filling a report with the Federal Trade Commission is a critical step. This one deals with all cases relating to identity theft. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. Filing a case with them requires you to only visit their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
You also need to ensure that you file with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. Nobody will get your credit report even if they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten security when it comes to accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.